By the way I am on a tracker mortgage on my own place.
That would swing the decision for me. I think that people with trackers may get deals to reduce them or pay them off early. If that happens, you don't want to have your cash tied up in a property.
Brendan is aluding to a potential deal that the banks may offer to get people off trackers. i.e. if client agrees either to transfer over to variable OR to pay off the tracker mortgage, bank offers to write off X amount.to reduce them - what do you mean by saying that?
That would swing the decision for me. I think that people with trackers may get deals to reduce them or pay them off early. If that happens, you don't want to have your cash tied up in a property.
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