I've never heard that and it doesn't really sound plausible to me.Thanks. Is there any truth to the idea that applying multiple times can cause your premiums to rise?
Are you sure that you're insuring for an appropriate rebuilding cost?And I understand that premiums have been rising. But looking at the other thread, people are moaning about it going from €400 to €500 a year. Whereas mine has gone up from under €1,000 to €2,500 for quite a modest house with no claims. It's crazy.
It's a 'non standard' insurance - the competition effectively disappeared from that market post Brexit.Whereas mine has gone up from under €1,000 to €2,500 for quite a modest house with no claims. It's crazy
No. They're no unheard of, but it's such a small number that are done properly that it's too much hassle for insurers to make it a standard offering.Is there any actual way, an engineers report or anything, to get the building classed as standard construction. Flat roofs (of which this has a very high spec one) are hardly unheard of construction.
Depends on the insurer. Either 20% or 30% of footprint seems to be standard max.What is the maximum flat roof area percentage that a standard policy will cover?
Wow, so there are options depending on material.Allianz
So my asphalt roof met the standard criteria in Allianz but was non standard in Aviva.
- The roof of the premises is constructed (at least 70%) with slates, tiles, metal, concrete or asphalt.
Pitched roofs are preferable where possible. Cost or the challenge of tieing an extension into an existing building without blocking windows are often the determining factors driving the choice of a flat roof. If those aren't an issue, replacing a flat roof (perhaps subject to planning) will certainly ease the insurance challenge.Is there any point in converting a flat roof in to a pitched roof to get rid of the insurance problem ?
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