How do I answer has this property ever had a flood claim?
Thanks for the replies.
Insurance agent agreed with you and advised that it was correct to state that the property had never flooded as it is an entirely new build from the foundations up. Anyway I obviously wanted them to check with underwriters and two companies have declined to quote me due to flooding in the area as PaddyBloggit said. It looks like I am stuck with my current insurer (who I was very happy with until the large difference in price between renewal and new policy with exactly the same details showed up). Unless anyone knows a company that are willing to take us on for a reasonable price?
On the plus side I realised my mistake before something happened that I needed to claim for. Lesson to self - do not file correspondence until dealt with....
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