Per the Central Bank FAQs:
"A first time buyer is defined as a borrower to whom no housing loan has ever before been advanced. Where the borrower under a housing loan is more than one person and one or more of those persons has previously been advanced a housing loan, none of those persons is a first-time buyer.
This definition of FTB is aligned to the Revenue definition."
What if someone bought their property for cash?
Are they still a first time buyer for the purposes of the Central Bank rules?
Is there a time period?
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