Hi Susie2017,
The following alternative plan with Laya is worth considering;
Laya Simply Connect; price 1100pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess capped at 150 x 2 max per year
for all admissions, day case excess 50 per procedure. No excess to pay in any public hospital. Good day to day cover included, refund of 50%
for gp visits, consultants, dental, physio etc. - subject to a max refund of 500 per year(50% of 1000 = 500).
[broken link removed]
Regards, Snowyb