I'm pretty sure that Airbnb hosts automatically benefit from some form of centralised insurance programme.
Are you being refused regular home insurance?
Just be sure you're aware of the limitations in that cover, shared or common areas for example.
Just to add further info. I have rang a number of the major insurers and they telling me they dont do cover for Airbnb insurances. Chill insurance said they provide cover if it is for only one guest at a time. A broker called McCarthy insurance said it's a very grey area and presently they are not providing cover. I have finally been told Allianz do cover fir Airbnb. Food for thought there for people who are doing Airbnb, make sure you are adequately covered and don't rely on your ordinary home insurance.
As for Airbnb's own insurance. Please !
I just now notified Allianz, that regarding a property I have insured with them, my tenants have left and I will be letting on Airbnb. They noted that on my policy. No issues.
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