Hi there looking for some advice in relation to our mortgage app. We currently have 2 mortgages with AIB. One is a rental property and one our PPR. The rental property has a tracker mortgage and PPR has variable rate mortgage. We are selling up to move closer to family and work for a better quality of life and will have the 20% deposit from equity from the sale of both properties. AIB had agreed to us porting the tracker to a new PPR which we were thrilled with so put our app in with them. Our issue is that AIB have rang today and said they won’t take my husbands overtime into account at all as he is only in the job less than 2 years (he is a Garda) they also will only take 50% of his allowance into account (this is a guaranteed part of his salary). This has significantly reduced the amount we expected to borrow. We really want to port the tracker as will be long term savings on our repayments but wondering now if we have to cut our losses and apply to another bank who will look at the OT and allowances more kindly.if so I’m looking for recommendations on who would he the best to apply too? Any advice appreciated!