I've a better one for you!!
AIB have just launched a savings account that pays 10% interest.
Its called a "Parent Saver Plan"
Basically you open two accounts
1. The Saver Account
2. The Deposit Account
The Saver account takes a standing order every month from your appointed feeder account up to a maximum of €200 per month. This money is paid 10% interest.
At the end of the year the money accumulated in the Saver account is transferred into the deposit account where it earns 3% interest.
Both accounts offer instant access, and lump sums can be lodged directly to the deposit account, and withdrawn again without any penalty.
Only criteria is that you have to have a child/children under the age of 18.
Still though, I think its the best one on the market at the moment
Colblimp
You have instant access on both accounts - the regular saver and the deposit.
You can lodge a maximum of €200 per month to the regular saver at a rate of 10% and unlimited funds to the deposit at 3%.
You're quite right, not many accounts have the cheek to offer 3%. See the best buys for many accounts with better rates and similar terms and conditions.you can put unlimited funds into the deposit account, have instant access to it and be paid 3% on the entire balance - not many accounts can offer that.
I've a better one for you!!
AIB have just launched a savings account that pays 10% interest.
Its called a "Parent Saver Plan"
At the end of the year the money accumulated in the Saver account is transferred into the deposit account where it earns 3% interest.
... Granted the amount you can put in the saver account is low, but you can put unlimited funds into the deposit account, have instant access to it and be paid 3% on the entire balance - not many accounts can offer that.
Not strictly true. See the T&Cs.Only criteria is that you have to have a child/children under the age of 18.
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