boomboom4780
Registered User
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- 23
AIB: Online Personal Savings Plan
2.25%
Note 1: "Bonus interest of 10% in year 1 of interest earned" which is currently 0.225% if you have made no more than one withdrawal. Other "bonuses" offered in later years.
Note 2: Regular monthly lodgements required by standing order plus optional manual topup.
Note 3: Minimum €20; Maximum €1000 per month.
Note 4: At most one withdrawal each year.
Note 5: Customers when open this account must have an AIB current account open and must be registered for AIB phone and internet banking.
Note 6: Withdrawals can only be made into another AIB account, not to an external account.
Secondly, the OP says the account has been opened for 18 months. There is no way that 20% bonus interest should be applied. Bonus interest is applied if regular lodgements are made for 12 months and no more than one withdrawal is made in a period from April of one year to March of the next. At best an account opened 18 months ago would earn 10% bonus interest if the conditions are met. A bonus of 20% interest would be earned if the conditions are met until next Mar.
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