MonsieurBond
Registered User
- Messages
- 819
MonsieurBond said:Interesting idea - 0.5% cashback on purchases once you spend more than 5K in a year. (Max Cashback in a year is €255 which would more than pay for the €40 govt stamp duty.)
APR 10.5% is not bad but not as good as MBNA / One Direct or Permant tsb's Ice card.
Mind you, you have to earn 50K a year to apply.
If that doesn't put you off, the John Rocha branding definitely will!
More info in this article in the [broken link removed].
it will not be paid on the first €5,000 racked up by a customer and is subject to a ceiling of €225.
Cardholders will have a credit limit of at least €15,000.
MugsGame said:I already have an AIB credit card and would certainly switch to this if I can avoid paying stamp duty on the double.
MonsieurBond said:Update: rang AIB credit card services and they say that there is no additional stamp duty as it is merely a "product swap". However, you do need to fill in an application form (available in any branch). (Probably need P50 to prove you have the scheckles.)
podgerodge said:"Awards
1.1 The reward scheme is provided as an introductory offer on the account for an initial period of 12 months from the date the account is opened."
That's pathetic - they aren't even sure enough about the ongoing success of the product to guarantee it's usefulness. They are already on record as saying they will scrap this card if it does not live up to expectations. Yawn, wait for something worthwhile to come along.
Originally Posted by podgerodge
"Awards
1.1 The reward scheme is provided as an introductory offer on the account for an initial period of 12 months from the date the account is opened."
ClubMan said:Are you sure about introductory 6.50% APR? The best buys list says 6.90% and the [broken link removed] says 10.50% - both standard rates and not introductory rates - although perhaps they reviewed the rate since the launch? as ever, ideally the rate charged should be irrelevant if one clears the balance each month before interest charges kick in.
FX Transactions - Visa Europe Region - 1.75%
FX Transactions - Visa Rest of World - 2.75%
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