Showmethemoney
Registered User
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I wonder will this be passed on to EBS and haven customers?
Currently on 4.5% with PTSB.
Hi Brendan,
I am currently on AIB's SVR which will drop to 3.15% in November. However I am eligible for their 50% ->80% LTV rate of 2.95%. This looks like a much more attractive rate compared to their previous rate at this point. In your opinion do you see any downside for me in this instance to change from 3.15% SVR to 2.95% LTV??
Regards
There's really no thinking needed. Just do it.
BOI's 3 year fixed is 3.35% where LTV is >80% and with 3% cashback it would appear to be better.Big move from AIB.
BOI's 3-year fixed rate, with 3% cash-back, still looks like a better deal to me, particularly at lower LTVs, but the gap is closing.
It will be interesting to see if KBC move quickly to match or beat the AIB variable rate offering.
Great to see competition bringing down mortgage rates.
BOI's 3 year fixed is 3.35% where LTV is >80% and with 3% cashback it would appear to be better.
Hi all,Hi Brendan,
I am currently on AIB's SVR which will drop to 3.15% in November. However I am eligible for their 50% ->80% LTV rate of 2.95%. This looks like a much more attractive rate compared to their previous rate at this point. In your opinion do you see any downside for me in this instance to change from 3.15% SVR to 2.95% LTV??
Regards
Hi all,
Just as a follow on from my previous email above, I contacted AIB about what my options are if I were to sign up to their LTV rate of 2.95% and if I decided at a later date that I want to switch back to my SVR or a fixed rate. They sent out some generic letter about what my SVR will be in November and completely ignored my question. I'm not sure if they misunderstood what I was asking or are deliberately ignoring my query. Either way its not a very good response from AIB.
Absolutely not, unless you are close to <50% LTV band and want to wait to get onto that band.Just getting back to my initial query here and please feel free for anyone to answer, is there any reason to stay on AIB's SVR over moving to their LTV rates?
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