"I rang aib and they said that the 11k represents what they overcharged and the 7k they debited reflected interest portion and I would receive a cheque for this in November. The balance of 4k was a capital overpayment. I would suggest that AIB customers who have been put back on tracker should check their mortgage accounts as I am sure I am not the only one this has happened to. At least it may give you an indication of overpayment. Best of luck.
I've just checked my mortgage account on line - never did this beforeCredit of €16,681 and debit of €10,967. So I guess I will be getting a cheque for that amount. In shock.
mine was done on the 24th!!! if I get the letter before you I'll let you know an exact break down... yeah I'm curious about the compensation myself!! the lady in the bank said we also get interest on the interest and the overpayment now she did say this will only be a small amount but still. here's hoping the postman arrives tomorrow with something!!I'd say that €650 is towards independent financial advice if you chose to seek it. I presume you don't get it if you accept what they offer. I'm still curious about potential compensation ????
Strange that we have no letters yet as that transaction on my mortgage account was on the 27th October.
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