@CulainnIn rejecting our claim , they recently acknowledged that they did not write to us and apologised 'for any
inconvenience caused ' !.
That certainly appears to be the case and that's the complaint I would pursue with the Ombudsman if I was in your position.But I do believe there has been a breach of contract by AIB not notifying me of our interest rate options,
Re the Obudsman , I have lodged an appeal but they now tell me they have to do a jurisdiction analysis as they cannot adjudicate where there is a legal dispute .
Sorry, don't always see posts use @ attached to a user name and it pops up as an alertPeemac,
the loan was for c 600k in c 2006.
Hi Brendan,If your fixed rate expired after October 2008 and you got the €1,615 , this thread is of no relevance to you.
I have been looking at the letter sent to borrowers whose fixed rate ended before October 2008. Many people who got this did nothing.
View attachment 3762
View attachment 3763
In my view, this letter is not clear at all. It is designed to confuse people which would only encourage them to do nothing.
For example, it's clear what you do if you want a fixed rate. Just tear off the form and send it back.
But what do you do if you want a tracker? It's not clear to me at all.
Brendan
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