redwood park,
The following links show both Simplicity and Zest Star plans.
[broken link removed]
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Under hi-tech hospital cover(Blackrock Clinic) heading, both plans are similar re cardiac cover.
So, if the stent procedure is done, as an inpatient(no excess) or day-case(50 excess), this is fully covered on both plans.
I'm not sure if an angiogram is carried out as a day case procedure or under radiology heading, you would need to clarify this with Laya re cover.
There is no waiting involved as the two plans have similar cardiac cover in hi-tech hospitals, so it makes no difference if it is a pre-existing
condition or not.
Snowyb