Many thanks for taking the time to reply. I'll contact Zurich re. the guidepath for the PRB and take it from there. One more question if I may. Is there anything that can protect you in the unlikely event that on the day you issue instructions to mature the funds that there is a sudden market crash? Can you insure against this or request that the funds not be matured in the event that there is x% drop in the fund value from the previous close etc? Sorry if a bit too hypothetical!
Once you get to that point, you should mature your pensions. If you are in an occupational pension scheme, you can leave the scheme and carry on working.
Yes, of course, that is certainly another option and avoids the imputed distribution obligation. You will of course see the value of your pension begin to fall as you will still be paying fees for the money to sit there in cash. With the OP being over 60, they have options that aren't available to others who are pre retirement age.Is there an argument in favour of simply switching all funds to cash when you hit the €2.1M limit, if you're not ready to finish working at that point?
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