For that kind of sum and that kind of investment horizon, you should simply keep it on deposit (I would suggest Rabo's instant access deposit account), assuming you are not carrying any high interest debts.
There is no such thing as risk free return.
Regarding deposits, I already have €5k in a KBC instant regular saver depost account and €13k in a KBC 18 month fixed term deposit account, which is why I was looking at the idea of investment fund products.
True, but believe it or not there are quite a large range of H.D yielding stocks from companies that actually make and sell THINGS! A quick search on Google will throw up a fair range, the trick, if there is one, is to be sensible.High dividend returns used to be synonymous with bank shares but we know what happened to them
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