I have been looking into adding my son (just 17) as an additional driver, and as Hibernian offer a reasonably good deal, I wondered if anyone knows of a comparable/better deal?
If you insure with Hibernian, you can add a learner driver for up to 6 months for free(!) provided he/she takes a course of 10 driving lessons (they will throw in an 11th for free) with Hibernian School of Motoring for €380.
My existing insurer (with whom I am very happy) will not insure anyone under 25, others limit cover to over 21, etc.
The Hibernian cover is a bit dearer, mainly cos with UK licences (see previous threads about not changing to Irish licences) we cannot avail of 20% discount for no penalty points. On this point, is this not unconstitutional, or something like that, as ANY European driving licence is meant to be as acceptable in one country as another? This is only a minor point though, perhaps for discussion another day!
Are you willing to cancel your policy and then go set up another one with another company ?.
Draft up a few quotes - but are you adding your son to your car so that he can be the main user ? If so then you could / may run into main user issues / non-disclosure so beware..
My existing insurer (with whom I am very happy) will not insure anyone under 25, others limit cover to over 21, etc..
That is actually illegal not to insure anyone under 25 (or to refuse insurance to them due to their age) see Equal Status Act 2000 for more information..
Royal Sun Alliance would know all about that one.
Do you live here ? are you a resident ? Do you avoid having an Irish licence to avoid penalty points ?.
It's acceptable for insurance purposes only (an EU - EU Licence), but Hibernian cannot feed into the penalty points system for UK, Irish only - hence why you are not entitled to a discount.
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