Hi
I'm 59 and have stopped working. I have several deferred DB pensions which I can access when I reach 65. I also have a PRSA which has approx €50k value. When I'm 60 next year, can I access my PRSA, take 25% tax free and draw down the remaining balance at 20% tax rate and exhaust it by the time I reach 65, after which I will be paying some tax on my combined DB pensions at 40% ?
Or am I prevented from accessing my PRSA until I also access my deferred DB schemes ?