I don't understand the product so, on that basis, would not invest in it. In any case I don't like tracker bonds as a rule, opaque charging stuctures, fixed investment terms etc. If there is something misleading or illegal in the construction and marketing of such products (not saying that this is necessarily the case here) then IFSRA should act to protect consumers. Where a product and its marketing is otherwise compliant with the relevant rules and regulations then I don't think that IFSRA should seek to protect some people from their own stupidity or greed though.