hi amberly,
i'm in the same boat as yourself and got independent advice .
one of his reccomendations was the kbc account which i went with .
i'm not worried about it as the capital is guaranteed . anyways no use worrying as who ever though that irish bank shares would'nt buy you a coffee (i'm a victim of boi + ilp share price crash ). i also hold uk shares as a safe haven v euro ...also good dividends .
hi amberly,
i'm in the same boat as yourself and got independent advice .
one of his reccomendations was the kbc account which i went with .
i'm not worried about it as the capital is guaranteed . anyways no use worrying as who ever though that irish bank shares would'nt buy you a coffee (i'm a victim of boi + ilp share price crash ). i also hold uk shares as a safe haven v euro ...also good dividends .
any investment which is capital guarenteed should be avoided like the plague , best care scenario you will end up right where you started off as such investments incur very hefty managment fees , its important to remmber that four out of every give bank investment funds never make a schilling , they are vechiles for banks to make handy money , personally speaking , id only ever put money in a savings account of buy direct shares
Thanks Paul its good to hear that someone else has received independent advice regarding this product and has gone with it. We are finding it very hard to find an independent financial advisor - if your advisor was based in Dublin area we would appreciate that tip. When you say UK shares do you mean government bonds or are you talking about stock market shares in a UK company?
Thanks Farmerette for your reply but we are very wary of shares as they seem to be so volatile. We have asked about the management fees so thanks for that tip. If I remember correctly from the meeting they were less than .15% but I will check that. To be honest we dont mind if we only end up with our initial investment as long as that investment is safe (but of course some return would be great!).
So perhaps capital gauranteed is right for us? Id really appreciate any ones thought on the aussie dollar bonds too thanks everyone.
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