Familyguysix
Registered User
- Messages
- 10
I've already spoke to an estate agent who said he would have no problem selling my current house.
Thanks LeoJust be aware that no estate agent will ever tell you the opposite. To get a sense of the market, look for similar properties already on sale, see how many people go to view them and how quickly they go sale agreed.
It is difficult, if not impossible, for a married couple to get a mortgage for family home in the name of only one party. The spouse not named has more rights to the property than the bank, so they won't allow it.mortgage would be solely in my name as
Recommending that the OP commit a criminal offence (deception fraud) is hardly the way forward here?Personally I’d get rid of four of the kids on the mortgage application if this is the only reason for refusal.
UB is your best bet - they will include your CB as income - however if you are in receipt of WFP it means you are unable to sustain your family in your own right
it wasn't said to cause offence - this is what the banks told me - I know from experience! I have no issue with him claiming it at all so please don't take what I said out of context.I don't think this is at all fair.
The OP is just claiming a benefit that he is legitimately entitled to. Lots of people do that.
Hi, new poster so be gentle!
Where to start?
Married professional aged 39, sole earner, wife is full time house wife as we have 6 kids.
Gross salary approx 50k but also in of reciept of working family benefit. So approx Nett take home of 900 pw
Living in the same house 15 years (3 bed semi where we have converted sitting room to a downstairs bedroom) needless to say we have outgrown this house.
10 years left to pay off mortgage, house is approx valued 25k less than we paid for it but current value is more than we owe bank.
This week contacted lender (boi) about moving mortgage to a bigger property which i can easily afford to which i was told over the phone I don't qualify for due to number of dependants. I don't have any other loans other than my existing mortgage.
Can I appeal this ? If so how.
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