Why wait until after switch?Then pay lump sum off
Unlikely to get a switch on small balance.Why wait until after switch?
From AIB switcher guide:Unlikely to get a switch on small balance.
Specifically in relation to mortgage.Not sure whether to redirect some of the savings into making a dent in mortgage
From AIB switcher guide:
"Minimum loan amount is €25,000."
I know you didn't ask, but you should consider income protection. Financially, your family are well covered if you were to die, but you'd struggle if you couldn't work.Life/health insurance:
- mortgage protection
- health insurance
- company pension includes death in service
Ah, to be fair, most banks have a minimum of 40k or 50k for mortgages.Thought it was more.
UB, KBC and AIB will all pay you a set amount to switch, which will more than cover all your costs. And the all have better rates.Is it going to be worthwhile moving providers once factor in legal fees etc -
I'm reviewing my own situation at the moment. If something happens to me, my wife's finances would be ok. But the other way around I've put a policy in place for. 2 young children - if anything happened my wife, I want to be there for our children, and not worrying about money.is death in service sufficient typically?
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