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Over a five year period it might be an idea to at least consider putting some of the money into a low charges unit linked fund even if it means choosing a very low risk/reward fund if you are risk/volatility averse.Clubman are you suggesting I should consider equities?
For what it's worth investing through a low charges unit linked fund need not be any hassle.If you've already left it in your account for a few mths then that indicates to me that you are not the type of person that really wants to be getting involved with the hassle and worry of funds/stocks etc .
Where can an individual buy these, what rates do they offer, what charges apply, what tax treatment applies, what sort of term etc.?The ones that keep pace with or exceed the inflation rate... Fixed interest securities to you CM.
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