When Christmas Eve fell on a weekend Bank of Ireland staff and I'm sure staff in other Banks got an additional days leave in the following year .There have always been two extra bank holidays that are not public holidays.
Good Friday
27-Dec
Banks and PO are closed those two days.
You can easily do it by electronic transfer. Set up your credit card company as a payee and then transfer the payment to them every month. Bank branches will be a thing of the past. It is important you know how to pay bills online or have them all on direct debit.Having visited BOI today there ATM was not accepting lodgements only withdrawals which makes paying a CC bill today impossible
Does that make the 27th, 28th, 29th eligible for double pay if you worked it like if you work a bank holiday.Protocol that is interesting.
So the normal 25,26,27 this year becomes
27, 28th and 29th.
Brendan
Time we rediscovered the postal service. Envelope, stamp & a saunter to the post box would have taken 10 mins.
We have the technology to do a lot of things better in Banking, but for various reasons, we (sadly) don't use it.It is extremely annoying that the Irish Banks do not utilise this existing technologyfor lodging a cheque, while used elsewhere.The Photograph
No, time to mandate digital SEPA payments, and end cheques. This is 2021.Time we rediscovered the postal service. Envelope, stamp & a saunter to the post box would have taken 10 mins.
I have a right to lodge a cheque anytime I want - that is what the automatic cheque lodgment facility via an ATM is provided for that that is what I am paying bank charges for. The point I was making is that banks are withdrawing services by closing branches and not bothering to replace them with alternatives - in the case of my cheque lodgments difficulties they have not bothered to maintain these ATM facilities.It’s amusing to hear about people who want to focus on their own “life admin” while they’re off and who seem to feel inconvenienced by other people being off.
Who in their right mind needs to lodge a cheque between Christmas and New Year?
Either be better prepared or just wait until next week.
It’s as if people want something closer to a private banking service but don’t want to pay for it.
In branch banking and cheques should be a thing of the past.
It’s effectively the very elderly (i.e. 85+) and the black economy keeping them going.
That is without doubt the silliest thing I've read this year. Granted the Year is still young, so you have the opportunity to be outdone yet.trying to lodge my cheque for the whole month of December
I have a right to lodge a cheque anytime I want
That's hilarious and so arrogant it has made me chuckle.I have a right to lodge a cheque anytime I want .
I'm surprised she married you DudeI fell foul of these "Bank Holidays" back in 2004,
Flew to New York on 26th of December for a bit of shopping, ringing in the new year in Times Square and proposing to Miss C.
That night while putting my CC into a new wallet my the card snapped in half and IIRC we didn't have debit cards then.
So a quick phone call to Mastercard and within 24 hours there was a replacement card for me at hotel reception
But for some reason it didn't work kept been rejected by retailers, turns out it has to be switched on by the issuing bank who of course where on holidays and weren't going to be able to authorise the card for at least a couple of days
So luckily herself had a card and she got an introduction into my shopping habits as she had to follow me around paying for everything
Anyhow card got switched on a day before we left and had a new card shortly after we returned
Happened to mention it to my business manager in my branch and she told me to write a letter of complaint to BOI Credit cards
Which I did and got a letter back apologising for any inconvenience to me and if I'd like to take my new fiancé out for a meal, I could send them the receipt and they would refund the amount to my CC by way of apology
As it happened we were going out to dinner with a few friends to celebrate our engagement, nothing too fancy but when the bill arrived for €600,
I put it all on the CC and sent it off to BOI not expecting them to pay the full amount but they did
Clearly you are dealing with the wrong type of bank. If you wish I can recommend a more appropriate private bank that will:I have a right to lodge a cheque anytime I want……
Incidentally I have been trying to lodge my cheque for the whole month of December…..
No, I'm more surprised she's still married to me but then there's a reason I say she's my best right from a million wrongsI'm surprised she married you Dude
It wouldn't have made a difference when and where you lodged the cheque, it still would not have been processed by BoI cheque clearing until the 30th at the earliest and if it was drawn on another bank, BoI would not have exchanged value with that bank until the 31st. That's because the inter bank financial exchange was closed on the 27th, 28th and 29th. Possibly it might have appeared on your statement earlier but it would not be cleared funds.I have a right to lodge a cheque anytime I want - that is what the automatic cheque lodgment facility via an ATM is provided for that that is what I am paying bank charges for. The point I was making is that banks are withdrawing services by closing branches and not bothering to replace them with alternatives - in the case of my cheque lodgments difficulties they have not bothered to maintain these ATM facilities.
Incidentally I have been trying to lodge my cheque for the whole month of December and because I pass the Merrion Road and Stillorgan Road Bank of Ireland branches regularly I tried both of these on several occasions during the month and they were never working. So finally I was forced to go into St Stephen's Green to lodge the cheque. This is simply a dreadful service.
It amused me, a few years ago before retirement my wages were paid in to my bank account were delayed on bank holiday, the computer system took bank Holidays. Is it the same now?I think the service from the banks is truly dreadful. In the absence of any branch being open I had to visit three Bank of Ireland lodgment ATMs before I could find one which was working in order to lodge a cheque.
it's largely driven by the TARGET system, the financial settlement system used across the Eurozone. Bear in mind, that when your wages are credited to your bank account and your employer is debited, that money also needs to get sent (assuming you bank at different banks) from one bank to another. Target and similar exchanges are used to facilitate this. This is to maintain a banks liquidity.It amused me, a few years ago before retirement my wages were paid in to my bank account were delayed on bank holiday, the computer system took bank Holidays. Is it the same now?
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