Hi fraggle,
Alternative options available for the adults as follows:
Option 1
Essential Connect Saver; Price per adult; 798pa (similar hospital cover to your existing plan)
Option 2
Total Health Choice; Price per adult 874pa (good hospital cover + good outpatient cover)
www.hia.ie/ci/comparison/step3?282&327&323/
Alternative options for the kids as follows:
Option 1
Health Smart Plan Price per child; 130pa (good hospital cover)
Option 2
Health Smart Family Plan Price per child; 200pa (good hospital + good outpatients cover)
www.hia.ie/ci/comparison/step3?282&294&295/
Note; The above adult options will more than likely increase in price on 1 April 2013, which is also your renewal date.
The childrens options will not increase on 1/4/2013.
When phoning Laya to switch plans, you will have to explain that you wish to sign up for the new plans with effect from 29th March 2013 -
in order to avoid the price increase - you should phone a week or so in advance of your renewal date.
Your renewal date for 2014 will be reset to 1st March 2014 - so you will only have 11 monthly payments up to 28th Feb 2014.
Hope this makes your decision a bit easier.
Snowyb