pedromendez
Registered User
- Messages
- 6
Your choices are essentially to either reduce your outgoings or increase your income; ideally both and you need to do whatever is necessary.
Have you arranged for Child Benefit payment to be made directly to you as the primary carer?
Do you have a maintenance order for the children?
I'm assuming you weren't married? Is the house in your sole name?
If you can rent one or more rooms, then I'd suggest you do that. It's more important to keep a roof over your head. Ideally if you have a playroom/tv room that you can use separately from your tenants that will give a bit more comfort.
I've assumed that the OP is the primary carer, from what he has posted.Are the kids with you in the house the majority of the time
Get one in place. It's impossible for you to budget otherwise.No maintenance order for the children
There are currently 20 years left on the mortgage - at a rate of 4.5%.
speaking to a solicitor he said i may have to pay my ex partner half of the amount what we had paid while living together. (would be in the region of approx €40,000)
Why are you paying 4.5%? I presume you are with Bank of Ireland or ptsb. Both have schemes by which you can reduce the rate you are paying.
What is the value of the property? How much is outstanding? OK, I see it's €200k from the heading.
That doesn't make much sense.
If the property has risen in value since you bought it, it could be more.
If the property has fallen in value since, it could be less - she could owe you.
Provide the figures and we might come up with an idea.
How much did you pay for the house
How much was the deposit?
Who paid the deposit?
Did you share the repayments?
Brendan
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