Thanks Bronte. I am trying to weigh up all the options at the minute. I have tried my best to keep paying mortgage here and have done so until recently. My husband isn't contributing and will not negotiate so we will have to go to circuit court, which could take months. I am coming around to the thought that I will have to sell the house. I think my ex would agree to this. Also just in the past few days my mother got a valuation for her council house and there is an option of us moving in with her once I get all this sorted. There's so many variables I'm trying to grapple with - will this house sell, if so how much, when? Can i be added to tenancy at my mother's council house? Will ex try to stop us move? How will proceeds be split? But long term if I got back to Dublin I'd have a better option of finding work and down the road may want to purchase my mum's house. If I sell this house I'd have some lump some but not nearly enough to cover mortgage. My family would be willing to help me out in the short term if it helped me. But if the damage has already been done by missing two payments there's little point, but if we could salvage something they'd help out. Trying to get a handle on so many things, but for the first time in the past 2 years feel that something will get sorted one way or the other but I really want to try and set us up in the right dirn long term. My youngest is only 2 and there's years ahead of supporting her, so I don't want to cut off any prospect of purchasing down the road due to short term pain. Thanks so much for your advice. I really appreciate it.