Cavanbhoy,
Firstly, for the 18 and 19 year old, VHI are most competitive on price. The following plans are worth considering, details as follows;
1. VHI One Plan 250; price 341pa; all public and private hospitals covered, private excess capped at 250 x 2 max per year for all private hospital
admissions. Day case excess 150 per procedure. Very limited day to day cover.
2. VHI One Plan 150; price 353pa; all public and private hospitals covered. Private excess capped at 150 x 2 max per year for all private
admissions. Day case excess 150 per procedure. Very limited day to day cover.
3. VHI Company Plan Extra Select; price 385pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech hospital excess 100 per
admission, day case excess 100 per procedure. Limited day to day cover.
4. VHI Company Plan Plus Level 1.3; price 422pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech hospital excess 150 per
admission and day case excess 50 per procedure. Good day to day cover included, refund of 50% per gp, consultant, dental, optical etc.
https://www.hia.ie/comparison-tool/...Mb2NrIjpmYWxzZSwicGxhbl9kZXRhaWxfaWQiOi0xfX1d
https://www.hia.ie/comparison-tool/...Mb2NrIjpmYWxzZSwicGxhbl9kZXRhaWxfaWQiOi0xfX1d
2 Adults Options
Firstly, Simplicity plan fully covers a private room in a private hospital, so cheaper similar plans would fully cover a semi-private room in a private
hospital. The following 2 plans are worth considering, including cover for Beacon hospital. Details as follows;
1. Laya Simply Connect; price 1265pa( price increase from 1 April) all public, private and 3 hi-tech hospitals covered, private excess capped at
150 x 2 max per year for all admissions. Day case excess 50 per procedure. Good day to day cover included, refund of 50% for gp visits,
consultants, dental, physio etc. upto a max refund of 500 per year. (50% of 1000 = 500)
2. Laya Inspire Plus; price 1286pa; all public, private and 3 hi-tech hospitals covered, private excess capped at 150 x 1 max per year for all
admissions, day case excess 50 per procedure. Good day to day cover included, refund of 50% for gp visits, consultants, etc upto a max refund
of 1000 per year.
https://www.hia.ie/comparison-tool/...Mb2NrIjpmYWxzZSwicGxhbl9kZXRhaWxfaWQiOi0xfX1d
Regards, Snowyb