S
is that 2k or 4k between yiz. I am impressed at your dedication if its €4k . If its €2k its a bit minimalistic given your situation .Sm1thers said:Thanks for the advice folks,
We are currently paying about 2k a month each with rent and loan repayments,
how about costs like furniture and stamp duty (if applicable) . I still feel ye are a bit insolvent or cash flow strapped . What happens if the car (cars) die. I fear you are carrying a tad too much debt to incur more at least for another year . With that level of debt, 30k , 2 incomes are required to service it.so were thinking 1500 of a mortgage and 500 repayments of the parents "gift" a month would be reasonable?
hmm, its the living well that got ye 30k debt I would contendWE would still have anough cash left over to live reasonably well
many do but not all . it works two ways. If your loan repayment record is good in a year it shows you are collectively able to clatter debt when you set out to do so. Banks react better to the steady €2k a month on the statement than the 'lump sum' mysteriously appearing from somewhere.as for Credit Union , dont they report fo the icb now anyways so anybody giving us a mortgage would be able to see it?
Sm1thers said:Thanks for the advice folks,
We are currently paying about 2k a month each with rent and loan repayments,
so were thinking 1500 of a mortgage and 500 repayments of the parents "gift" a month would be reasonable?
WE would still have anough cash left over to live reasonably well
as for Credit Union , dont they report fo the icb now anyways so anybody giving us a mortgage would be able to see it?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?