If the renewal is over €1400, the plans might not be as described even including Laya 3% monthly charge.
Laya, Familycare €100+ cheaper than health manger first for the children.
Aviva's family focus €150 for children over 5 which includes 3 gp visits of €30, €215 for all children on Family health level 2 no gp visits. €765 for adult on first focus with select hospitals.
Vhi, parents and kids excess or one plan family, €200 euro cheaper for the children
Glo €100+ cheaper on Better plan and €80 odd on Better plan excess cash