Irish Life Health 1a 2c Aviva Business Plan Extra - Renewal Sep 1st €1,863

Hi,

My current policy is Business Plan Extra with Aviva and is due for renewal on Sep 1st. Based on 1 adult and 2 kids (ages - 3 months and 2 years) the renewal premium is 1,863 (adult price 1,125 kids 369 each.)

I am currently on unpaid maternity leave so I am looking to make a significant saving by changing my current plan. My main concern is to have a good level of cover for the kids, I am not to concerned about the level of cover for myself. Any recommendations?

Hi Magsb,

Welcome to AAM!

As you have very young children, both under 3 yrs, Glohealth have really good offers where children under 3 go free with one adult.

Option 1; Glohealth - children under 3 go free

Better Plan Excess Cash; price per adult 999pa - good hospital cover(public, private and hi-tech cover) + good outpatient cover the first 2 doctor visits per person is not refunded(50 euro excess).

Your 2 children will be included for free on your policy.
www.hia.ie/ci/comparison/step3?97&348/


Option 2; Glohealth - children under 3 go free on these 2 plans

Better Plan; price per adult; 915pa - good hospital cover(public,private and hi-tech hospital cover) no day to day outpatient cover.
www.hia.ie/ci/comparison/step3?97&298/

Daily Care Better Plan; price per adult 198pa - this is a good day to day out-patient plan which covers gp, consultant, dental visits etc - all visits refunded
www.hia.ie/ci/comparison/step3?outpatient&304/

Total price 915 + 198 = 1113pa; 1 adult + 2 kids included.


Option 3; Laya Healthcare

Simply Health Connect; price 960(987); good hospital cover + good outpatient cover
or
Connectcare; new plan released on 9th August 2013; price 990(1017)
worth considering;
www.hia.ie/ci/comparison/step3?97&351/

Child Options
Family Care; child price 212(218) x 2 = 436pa; good hospital and good outpatient cover;

www.hia.ie/ci/comparison/step3?97&349/

As shown above, there are plenty of savings to be made without reducing cover, hope this helps with your decision.

Regards, Snowyb

Hi Snowyb,

Thank you for simplifying my search for alternative HI plans. I really appreciate your help and will look into each of your recommendations.

Regards, Magsb