When the fuss about Payment Protection was going on a while back, it occurred to me that while I had a car loan taken out, I was made redundant from my job, and that I may be entitled to some money back (even just the loan repayment for the month that I was unemployed for example). When I dug out the agreement however, I saw that I was only covered for the second option - serious illness or death.
However, when I read the Payment Protection criteria in more detail, one of the criteria was that the person taking out the loan had to have been in fulltime employment for the previous 2 years (or somesuch). I was never asked that question, and as it happens, had also been made redundant the couple of months previous to taking out the new loan.
The payment protection amounted to £10 a month over two years - not a small amount.
Do I have any claim on this money, given that in the event of the protection being called on it is unlikely that I would have qualified to receive it?