insure.ie great to deal with ;-)
Never accept a renewal premium automatically. In my experience they will always chance their arm. With 123 for the last few years and I notice that their renewal premium is always much higher and then they automatically offer a discount which still leaves the renewal premium significantly higher than the previous year (obviously insurance costs will fluctuate year on year as well). For example just quoted €400+ for the same cover which cost €270 last year. When I called and haggled they brought it down to €280 for this year although I did increase the excess as well. (I didn't bother adjusting the buildings cover and am erring on the side of being most likely overinsured there).RSA covered me last year, this year they quoted me €494, I can get same policy on 123.ie for €256...... crazy if it's RSA underwriting the same policy. I don't see any threads on AAM where people had issues with 123.ie other than pestering phone calls to renew.....So I suppose I should go with them.
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