Oh I do realise that i am in difficulty!! Nobody has been paying anything off the debt. It was a credit card and not a overdraft on the account. I wasn't living at home when got into the debt but my home address was the address on the current account. All i ever get form them now is the odd statement showing a zero balance on the account as i haven't used the account since. What i need to know is whether this debt will still show on their system after all this time.