I'm currently covered under Laya Company Care Plus. I was in a group scheme with my former employer and the premium was just over €1,300. It's now gone up to just under €1,650. When I queried the increase I was told it was a due go a combination of higher premiums, lower tax relief and loss of the 10% group scheme discount.
I was talking to a friend who told me she was getting a 10% group scheme discount through her local credit union. I got back onto Laya and they told me they don't offer a group scheme discount other than through employers. I subsequently check the HIA website and this states that the 10% discount on company plans is not available to individuals who join through group schemes and it also confirms that Laya do not offer the discount to individuals under any go their plans.
I'm planning to talk to VHI today, but would welcome any advice on whether I would be better off staying put with Laya (but possibly under a different plan) or moving to another insurer (particularly if I can get a 10% discount). I'm recently retired and my wife and I are both currently in good health.
I was talking to a friend who told me she was getting a 10% group scheme discount through her local credit union. I got back onto Laya and they told me they don't offer a group scheme discount other than through employers. I subsequently check the HIA website and this states that the 10% discount on company plans is not available to individuals who join through group schemes and it also confirms that Laya do not offer the discount to individuals under any go their plans.
I'm planning to talk to VHI today, but would welcome any advice on whether I would be better off staying put with Laya (but possibly under a different plan) or moving to another insurer (particularly if I can get a 10% discount). I'm recently retired and my wife and I are both currently in good health.