€20k to invest - where to put it?

[Jim Dwyer]

I have a €20k lump sum that i'm planning to invest.

I'm looking to invest it for minimum of 1 year - but possibly 3-5 years or more depending.

I would like to spread it between low-risk and medium-risk options.

Was thinking of low-risk portion to go on Irish shares e.g. CRH, Kingspan and Anglo Irish Bank - just because recent media coverage indicates good prospects.

For medium-risk, not sure. Something in energy? Buy shares in 1 or 2 companies, or go for a fund? Other options?

 

[JR Rizzo]

many similar questions have been answered many times in many other threads
please do some searching

and we dont discuss individual shares here.

what I can add is a warning,
NEVER TRUST THE MEDIA COVERAGE ON PROSPECTS

listen to their view, analyze how their previous "advice" turned out,
if they end up being wrong, they have a load of prepared manufactured convenient excuses!

do your own research

JR.

 

[ClubMan]

Was thinking of low-risk portion to go on Irish shares e.g. CRH, Kingspan and Anglo Irish Bank - just because recent media coverage indicates good prospects.

As above but also if you are looking for low risk then you probably should consider something other than individual shares - e.g. a more diversified low charges unit linked fund or an ETF or something. Bear in mind that less than 5 years is arguably a bit short an investment timeframe for equities but it also depends on your overall situation, attitude to risk/volatility etc.