1. S

    Advise to invest in ETFs

    Age: 35 Spouse’s/Partner's age: 30 Annual gross income from employment or profession: 52K Annual gross income of spouse: 0 Monthly take-home pay 3.2K Type of employment: Researcher, contract In general are you: I am saving 1K per month Not bought any house, so no...
  2. T

    Where to invest 60k (34yo married, 1kid, pension contributions maxed out)

    Age: 34 Spouse’s/Partner's age: 33 Annual gross income from employment or profession: E120,000 Annual gross income spouse: E120,000 Type of employment: Both private sector employees Expenditure pattern: Saving 6-7k a month Rough estimate of value of home: E370,000 Mortgage on home: E130,000...
  3. tax_moron

    How to deal with taxes when selling portions of your portfolio (for example, accumulating ETFs)?

    These are all hypothetical numbers.. I'm just hoping to better understand how all this works from a taxation perspective. For simplicity sake, we'll just use CSPX for this example, an accumulating ETF so no dividend taxes to worry about. If we make several arbitrary purchases of this over a...
  4. M

    Advice on tax efficient long term investing - Irish life assurance fund versus offshore US-based funds

    Hi, first time posting but frequent reader of this and other Irish forums on investing. I am looking for advice (professional/non-professional) on how to best invest a seven figure sum for the mid- to long-term for an Irish resident. It will be an investment for children that can stay invested...
  5. A

    ETF Investing While Living Abroad

    Hi all, I am an Irish citizen currently living in Canada. I am a permanent resident here but it is likely that I will move home to Ireland eventually, this could be 2 years down the line or maybe even 5+ years. I have a lump sum of about 50k euro that i want to invest and also want to start...
  6. D

    An Irish ISA?

    When is the Irish Government going to Introduce A UK Style Investment and Savings Account (ISA) for Ordinary People. In the UK, It is possible to save in a cash ISA, a stocks & shares ISA, an innovative finance ISA, a Help to Buy ISA, a Lifetime ISA or a mixture of all of them of up to £20,000...
  7. J

    Moving to Ireland - foreign investments taxes

    TL;DR - Czech citizen moving to Ireland, possibly for several years. How to legally avoid exit tax on ETFs (which I already invested in while in CZ)? Hello, I am a 23y/o student from the Czech Republic moving to Ireland in July for a 1 year long work internship. After that I am going to return...
  8. K

    Any accessible non-EU-domiciled ETFs?

    Do Degiro or other low-cost EU brokers offer any non-EU OECD or non-OECD funds that track the MCSI World Index or the MCSI Emerging Markets index? Or, are all such funds being removed due to not providing KIDs, same as US ETFs?
  9. D

    ETF Database

    Can you recommend a website that lists a large number of ETFs with revelant information and sorting functionality?
  10. N

    US Vanguard ETF or US Vanguard Mutual Fund?

    If you are a US citizen living in Ireland, are you better off investing new funds in a US ETF or a US mutual fund? Have an old 401k rolled over into Vanguard mutual fund but for new investments it seems that for Irish tax purposes, it is better to have it in a ETF? Thanks
  11. F

    Best current ETF stategy?

    Hi all I have 30-40k to invest medium to long term and would like to put it in a low cost index fund. I have opened an account with Degiro. Considering the current negative situation with US based funds what would be the best options? I was considering VUSD or VUSA. Anything else I should be...
  12. F

    Investment strategy

    Hi all I have 30-40k to invest medium to long term and would like to put it in a low cost index fund. I have opened an account with Degiro. Considering the current negative situation with US based funds what would be the best options? I was considering VUSD or VUSA. Anything else I should be...
  13. D

    ETFs taxation issue

    Hi all I've made some gains on ETFs in 2016, and some small gains (below exemption) in equities. I've submitted CGT return for equities (back in 2016) and Form 11 (Section E) for ETFs. I also sent a cheque for the tax due on the ETFs (calculated at 41% -think now it should have been 40%)...
  14. K

    Declare Shares to Revenue

    Hi, I have purchased shares of five publicly traded entities since April of this year. One is listed on the Irish stock exchange, two others are US-domiciled exchange traded funds and the remaining two are US-listed companies. I would be very grateful for advice on what my obligations are in...
  15. J

    Pension Funds - US equities

    Hi All, Would anybody know if Pension funds that invest in units are subject to Dividend withholding tax of 15% on distributions within the fund on US equities the same way normal US share dividend distributions are? I am aware pensions are personally tax deferred until retirement age, but my...
  16. J

    EFT pension vs Standard Pension

    Hi All, Not sure if this is a more a pension query or ETF query but anyway... Does anybody on here invest in ETF's through there pension fund and do they find the costs associated with ETF's lower then standard pension funds? I plan on starting my pension through ETF's and I am trying to...
  17. S

    About to take the plunge - anything I've missed?

    Hi All, I'm close to making my first foray into investment on my own behalf and would appreciate the guidance of the good people on AAM to see if I've missed anything. A few pieces of info: I'm 42, investment window is 15-20 years. I'm happy to leave funds where they are until the end of this...
  18. S

    Fees on Execution Only PRSA Davy

    Hi all, I have recently opened an Execution-Only PRSA with Davy Select. I will be purchasing ETFs as the minimum for purchasing a fund is 1000 which I won't be contributing. The service terms are located at...
  19. F

    ETFs as part of pension

    Hi all, few questions re: ETFs within a pension I have a Synergy executive pension which I stopped paying into a few years ago. It allows me to trade shares and ETFs through Stocktrade which I want to start doing. I'm probably going to go with ETFs that track the S&P, European stocks and...
  20. C

    Fractions of shares and splitting up portfolio

    Hi, after some advice I received on my last post I have decided to invest 2000 euro every 2 months into a portfolio of 5 ETFs which I have selected already. I opened an account with the broker called DeGiro 2 days ago and transferred money to my account, unfortunately I only now realize DeGiro...