advice please

  1. M

    Joining the Public Service-12 month panel

    Hi, Just looking for some advice. Been 2nd on the panel for a Public Service body since late Q3 last year and have yet to hear anything back.The panel lasts for 12 months. Am I in with a good chance of getting called? (This was my first time applying for a public service role so not sure of...
  2. J

    Mortgage holiday questions and advice

    Hi All, Long time lurker and first time poster here. First off the site is just great and I have gotten much invaluable information from it over the years. Now to business so to speak. We are approaching 5 years into our 20 year mortgage with Ulster Bank this September. We got the Mortgage in...
  3. A

    PTSB PTSB Tracker Query

    Hi there, My husband began his mortgage in 2006 with a fixed rate for 2 years. On coming to the end of this term, he was sent a letter from the bank outlining the various options available to him going forward. It also stated that had he not selected one of the mortgage rate options by the...
  4. D

    VHI Health Insurance Renewal Advice

    My VHI policy PMI 36 13 is due for renewal at €1349.23 early in November. Like many, I find understanding the cover, excesses and benefits of the various insurers very difficult so would appreciate a little advice. I've read many great threads here and it seems that Laya Simplicity is a very...
  5. S

    UPVC V ALUCLAD V ALUMINIUM Windows

    We are currently shopping for new windows for an extension and replacement of same in our house. We are very confused regarding the pros and cons between all above materials. ALUCLAD seem to just have the benefit of looking better you can have flush lines on the frames? UPVC are a bulky and...
  6. M

    Not sure how to approach CC balance / FTB mortgage application

    Hi all, I am 30 yrs old, planning to apply for my mortgage in early 2018. Mostly my credit rating is in good shape; I have one loan with my bank that is active for the next 2 years, and have never missed a payment. Not too worried about it. However, I do have a credit card that has a balance...
  7. O

    life cover causing problems

    Hi, I have 2 life policies covering both spouse and I for substantial amounts. the current combined bill c. E850/month. Premium very high and finding payment impossible as now both living on illness benefit (both significant health problems) plus a small pension - (due state pension 2017 -too...
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