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If it cant be measured, it cant be managed. The exit tax on unit funds would not be significant. Most people hold these funds in a pension tax wrap. I dont know how they would capture ETF exit tax. Anyway, this could all change if the Govt. decide to simplify things.

You are doing well... nothing radical... small changes are needed.

What I did was... I lived off my retirement budget for the last few years of employment, as a trial run. I was able to save all my salary income for those years.

Where is this information about PTSB shares? I contacted the registrar, LINK ... they do not sell shares. http://www.irishlifeandpermanent.ie/investors/shareholder-services/buy-or-sell-shares.aspx This does not work, and they told me by email, they no longer offer this service.

Surviving parent with an old account.... indemnity form etc. posted in.

I am dealing with them at the moment. They are very bad at customer service. You are talking about an Post. I was told it would take 4 to 5 months to process a refund.

I have head of someone who sold their property, moved back home with a parent, lived there 3 to 4 years. It was all planned, to avail of the exemption.

As an aside... mywelfare.ie is not showing contributions for 2023, and we are in April now.

I was going to work for the ESRI, until I did some research. I dont like the way research reports are released, in order to support Government policies, and are timed that way. Who cares if other European countries have a higher concentration of apartments dwellers.

Thats good advice, I was not sure if Irish Life were involved. A Customer Service agent told me the policy number is invalid. I am going to go higher in the company.

I found an old pension policy with Prudential Ireland. Does anyone know where I would go to claim it? I tried Irish Life, but they were no help.

https://services.mywelfare.ie/en/topics/statements-refunds-and-repayments/contribution-statement/ You will need to register on the website with your PSC, Public Services Card. Order a contributions statement.. it's instant.

I dont see it listed

Has anyone had dealings with this company? I made an enquiry with CBI, asking if they are authorised to give investment advice, provide investment services. I got no reply. All I can find out is... the guy behind the company is prohibited from being a company director. He is the biggest holder...

I have a Zurich ARF. I am taking 4% annual distribution, even though I don't need the extra income. I notice the monthly amount increased in 2024, probably due to the funds performance. It's a handy way of keeping up your PRSI contributions.

There must be another pun. I would be wary of someone who says "I will stove you in"

Henley are marketed as made in county Kerry. Thats all very well ... but they are made in China. I would only buy quality Scandinavian stove brands, that are cast-iron.

No to Henley or Stanley stoves. Made in China.

What online broker are people currently using, as an Irish resident? Annual custody / account fee? I would be transferring across a number of holdings. thanks

I think it is good to draw people's attention to pensions and living expenses. There are a large % of people who are financially illiterate. One issue I have a problem with ... on this website; an obsession with getting full PRSI stamps, to have a full state pension. I have never thought or...