Search results

JL77, EBS are now under the AIB umbrella. When you hear of news from AIB in the media, it refers to both lenders. They very ahead with their review, many having been redressed already. I would say that if you feel that you should be included, it'll be up to you to push for a decision.

Just wondering saysomething , why would Lane or more particularly, the CB be interested in optics? When it doesn't happen and unfortunately I don't think that it will, won't they just look like they really don't have a handle on this?

With respect, neither UB or KBC could pull one figure of any type with certainty out of any hats while appearing before the committee. This debacle needs the media banging away, keeping the pressure up on bsnks, government etc but raising hope for Christmas without substance is unfair to...

With regards to the complexity of identification of the impacted, the calculations , contact and redress how come AIB/EBS and PTSB can be so far along, almost a year ahead of the rest? Not withstanding those in dispute thinking that they have a case, or those like myself appealing from...

Have been redressed as impacted but preparing an appeal through a third party at the moment for a loss of property (investment ). This bank aren't aware yet of the appeal. Wonder where the figure of 100 lost properties has been arrived at? impossible with the very general information provided...

Can't help but wonder, are UB holding out until there is a court case? Are they playing the long game hoping that a court case fail based on some technicalities that will give them leverage or am I just too cynical?

Am really struggling with this concept of doing everything in bulk. How is it sensible to write to everyone together, redress everyone together? At least as staff find a case, establish it as qualified under review, why not amend rate, write to customer and advice next step? UB don't have the...

@Sarenco , yes we did. You are correct, they had the right contractually to refuse and they did. We weren't that far away from negative equity and rents were increasing dramatically. We just needed a little extra time to be in a saleable position, with an account in good stead. That said, by...

@Brendan Burgess . Were they redressed as a loss of home by their bank or did they have to appeal to get it recognised as such? As far as our lender is concerned we are not as our redress is complete. We need to look at the appeal route

Andy836. No arrears ever until they refused interest only extension and when we tried to do as asked and put the property on the market our tenant left. We couldn't get another tenant while on the market and repayment increase was substantial at capital and interest . Apologies for the...

We too were told to sell or voluntary surrender our property in 2013 , despite no arrears, just on the back of a standard financial statement requested by EBS when we requested a further extension of the interest only option we were on. It was an investment property, rented and at no point in...

I agree, Padraic Kissane would be the best person for the job, his knowledge of every aspect is second to none. That said, playing devils advocate here but would he be considered a conflict of interest given that he understandably earns money from appeal preparing? My concern would be that...

It is important also to be aware that your mortgage lender's valuer will probably give you a valuation lower than the show house purchase price as it won't take the contents / assumed cost of decor into consideration. A nice interior and furniture do not make show house worth , as above example...