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Thanks for the reply. Your assumptions were correct - I'm tax resident here and have not been trading ETFs. That makes it quite clear for me. Much appreciated.

Hi all, I hope this is the right place to post this, my apologies if it is incorrect. I am an Irish citizen, who has been working abroad for +10 years. I returned home before Covid and will be living (and eventually working) here for the foreseeable future. I have not worked in Ireland in...

Hi Sarenco, Thank you very much, I had not looked into FRCL but I will do so. Are all UK investment trusts subject to our normal income tax/CGT? It's the 8-year deemed disposal I am trying to avoid, as I want to hold these for 25+ years, all going well.

It's a little surprising how quiet it has been on this subject. We've effectively been shut out of the market, and are forced to either invest via the Irish pension system, or into ridiculously-taxed UCITS funds. There must be more than a handful of us impacted by this change -- what are the...

Apologies if this is overly general or has been done in various formats before. I have been testing out DeGiro for the last two weeks and while it's nice, I'm a little bit "meh" on it so far. Their fees are attractive, the interface is okay but with a few little quirks. Pros - Ease of use -...

This thread can probably be locked now... thanks all for sharing your experiences and knowledge on the subject. I will consider them all when I stop playing with numbers and take a decision.

Hi there, I started a thread last last week ("Tax-advantaged retirement accounts, or, a general 15-yr plan") on this forum and got a lot of useful information -- many thanks to everyone here. The conversation has changed subject a bit and now warrants a new thread -- specifically, the...

I will start one now.

Nice. I'll take that onboard. I do like the idea of investing in an equity fund over very long time period, even if it's not me who'll ultimately benefit from it. 0.5% management fee sounds great though. Most managed funds I've looked at were more like 1.5% - 1.9%. I might spend a couple of...

Thanks Gordon. It's an occupational pension plan so I suppose I can get up to an effective rate of 25%. I don't know if I'll live long enough to enjoy it! But it's a sensible approach. Do you have any comments on how/where to put it? I think in the first post in the thread I listed out some of...

Hi all, Thanks for your comments and the spirited debate! I've definitely gleaned some good information from this. Gordon makes a good point about maximising the contribution - €700 a month is quite doable. Could anyone just confirm for me quickly - I am limited to contributing 20% of my gross...

Indeed, and I have. Sarenco has made the key point: I currently have a decent situation but it won't be like this forever. Keeping options open and maintaining a degree of fluidity is important at this stage. My COL is low right now but it will go up again sometime. It brings me to another...

Thanks all for your comments. I was following with interest throughout the day, and got answers to some questions I hadn't even asked yet. Good job! Anyway, whilst I agree maximising the pension contribution might be a good idea tax-wise, I don't want to lock so much of it away, at least not...

Hi all, I was directed here from another site, I hope I'm not running afoul of your forum etiquette in this post. I've done a few searches and gleaned some good information although there are a few things I'd like to run by you. In essence: I am Irish, resident here, 31, single and no kids, no...