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Im at stage 3 - received comms from mediator in FSPO on 22/11/2021. Am waiting for call

Well done, as ever, Brendan

no that will not be done over Phone, will only get that in the July / August comm

I rang the help line today. As advised on call, all and only anyone who got the letter back in March 2018 with the €1650 cheque is included in this latest announcement. The 12% redress is fixed. That’s across the board for everyone. Write down of 12%. The variable or case specific element...

Aib will argue we were not on a tracker so did not have yo advise us of change

Hi Brendan , I’m 100% there , I have to admit the complimentary sambos are a draw for me, but what you have stated above is so right. We owe it to the people who are fighting for us , we owe it to ourselves. Looking forward to it.

But we hear you........ What a way to end, close the discussion but leaves it open like Hollywood does for sequels. Great summary Brendan - thank you

That’s great I didn’t get to see it. Looking forward to getting to see it later , will it be available later this eve for viewing ? Or does it usually take a bit longer ?

@coolaboola12 im not a usual FF voter - but I have to say they are the only party really taking initiative on this. My discussion with local TD's on the matter FF do seem to be the ones to want to get it resolved for the people. That still won't stop me raising it with FG and the others...

I have contacted TD's in my constituency. i found the below link very handy, open click your constituency and will show you your TD's and their contact info. https://www.oireachtas.ie/en/members/

Yea really good article , would think with 8000+ mortgage holders still advising they have not been redressed / addressed this is a number too high for central bank to ignore.

@verywhys , yup - Aib caught up in a ball of lies trying to defend themselves and as such their defences actually contradict themselves. The defence you noted is they say we were not on a tracker. This is actually a pro to our argument..... We would have been on a tracker if Aib had not...

First things first Ring AIB on 1800 235460 or 01 7715888. and ask for an appeal pack. This should create a case, ask for your case number. Then ring BDO, the company handling the appeals, tell them you are making an appeal but waiting for AIB to send you out a pack. Supply your case number...

Charlie has another more in-depth piece in today’s Independent https://m.independent.ie/business/personal-finance/property-mortgages/aib-faces-a-legal-challenge-over-refusal-to-grant-tracker-mortgages-to-its-customers-37825478.html The step by step guide to making your apppeal is on below...

Charlie Weston has a good piece in yesterday’s Sunday Independent referencing the AIB 3.69%ers and Brendan Burgess Check it out here is case you missed it...

@kb_whatsgoingon , as far as I am aware the reply comes from AIB - BDO just act as the “broker” between the person appealing and the bank. So it’s AIB’s reply - just comes through BDO. So the unprofessional aspect of the reply I would feel is AIB. However in saying that , I have rang BDO...

It generally takes about a month to get reply - and the reply AIB will send will be designed to muddle and confuse the issue with irrelevant info. For both initial appeal and any subsequent replies I feel best for us to avoid getting embrawled in arguments that take away from the central and...

Hi @kb_whatsgoingon , your so very right. Reply I got from AIB was 50 pages - back and front so that’s 100 pages designed to confuse the matter. Little if any of the of the “supporting” documentation they jammed into the envelope was to do with the argument. My reply was short , very...

Yes the high court action , Like any court case is unprecedictable - but I believe it is strong. Aib should also sense the unpredictably of court and this case - I would suggest we will be keener on the fight than AIB will

Thanks very much for sharing this insight AnitaF - great to know.