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    offered an apartment under the Dublin City Council Affordable Housing lottery.

    Be very careful with affordable housing. Dodgy deals are being done with developers left right and centre. There's nothing for nothing in this life.
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    Sold a dodgy Merc

    Sounds to me as if the poor man was paranoid about being off the road and probably came across as such to the car salesman, who then "cashed in" on this fear by charging him E320 for the "peace of mind".
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    Becoming a taxi driver?

    I've been taxiing since October. I grossed €530 one 14 hour shift there before xmas (mid office party season). Most busy nights (Thursday to Sunday, 12 hours) you'd do €300-€400, gross. January will be a bit lean (I'm predicting €250-€300 on Fri & Sat nights) I pay €80 a week in insurance cos...
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    Rent not covering mortgage

    What about the cost of your time and maintainence? Also, if you don't sell, you'll eat into your capital appreciation gained. I'd bank, fast. Many other investment opportunities out there that won't cost you much time nor hassle.
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    Clonee: Views and opinions?

    My honest opinion on Clonee: wouldn't live there if I was paid.
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    mortgage issue / judgement

    Can you get a prime mortgage in your name initially and then transfer in to both your names?
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    Selling Apartment New House ready in Feb

    Don't put it up on AAM! You never want a prospective buyer to know the seller is anxious - keep your cards close to your chest!
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    Management fees

    A management fee is a form of legalised theft as far as I'm concerned. Before you think about signing on the dotted line for that 2-bed flat with €1200 p.a. fee, remember that: - the €1200 fee will most likely increase after the first year. For the developer to have it prohibitively high would...
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    Current public sentiment towards the housing market?

    I would agree with a small tax on second homes. However this is not going to happen any time soon: the budget will be about trying to force a soft landing - property taxes on second homes would flood the market even further, the knock-on effects being detrimental. The effect of such a flooding...
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    Selling Apt in North Dublin - Estate Agent?

    It's a buyer's market out there - money spent on a good estate agent is money well spent in my opinion. Perhaps if you were selling with websellers.ie about 6 months ago, you'd have no problem shifting in the buying frenzy. The goal-posts have shifted now, and you'll need to incentivise your EA...
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    Current public sentiment towards the housing market?

    Agree, very good article. I particularly liked the last paragraph: Just what have we done to our country? The random pitter-patter of one-off houses that blight the landscape reflect the greed and incompetence by our local authorities. Yes, I'm gonna have a finger-pointing blame rant here: I...
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    Current public sentiment towards the housing market?

    Well put! - that's something I'll rant to my customers about when I'm dropping them off in Clonsilla or somewhere...
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    Current public sentiment towards the housing market?

    Market prices are not a big factor? Is that a fact? Mmm. Well let's say you got your mortgage at 2.75% one year, and three years later rates are at 5% - what, a 90% increase in interest repayments? Let's bear in mind that 3 years is a very short time in terms of a 35/40 year mortgage... And...
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    Current public sentiment towards the housing market?

    Nothing surprises me anymore. And another crack becomes visible - how can we patch this one up? Some poor hack is probably already busy trying to gloss over this news snippet.
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    Current public sentiment towards the housing market?

    I personally think Carrickmines is a great area. It's still an apartment in the suburbs, but the fact that it's in Carrickmines means it will probably ride the storm better than one in say, Adamstown or Clonsilla. There are good buys and bad buys no matter what stage of the market cycle you buy...
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    Current public sentiment towards the housing market?

    Hey! Taxi drivers are not akin to shoe-shine boys! I'll bet your average driver makes more money than your average professional multi-national worker. You're right though about the sentiment - taxi men could be a good guage of what people are thinking, considering they talk to people from all...
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    Current public sentiment towards the housing market?

    Interesting perspective. Well, I've no plans on moving to Clonee any time soon!
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    Current public sentiment towards the housing market?

    Not true. The 26 counties is one taxi-meter area. Therefore, it goes on the meter the whole way... Simple as that - and it's the regulator who sets the fare, not the individual driver. That's it. Why buy a house in Clonnee over 35 years that costs 50% in mortgage costs than renting in...
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