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    Question on statute barring BOI / Cabot mortgage

    I have this morning received another letter from the bank stating that I now owe them another €25000 in missed mortgage payments from the time I stopped paying the mortgage until the property was sold.
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    Question on statute barring BOI / Cabot mortgage

    Is there any way to find out, without asking the bank :-)
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    Question on statute barring BOI / Cabot mortgage

    My name is quite unusual so could be easily found but at no point have I ever contacted or responded to them, even after the 2011 letter.
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    Question on statute barring BOI / Cabot mortgage

    No, I'm not feeling hard done by, just stating facts. :-) As for contact, I'm listed on the electoral register in the UK so can only presume it came from there.
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    Question on statute barring BOI / Cabot mortgage

    The answer to all of these questions is I don't know as I was never notified by the bank, even though they had my contact details. I'm going to have a good read through that thread, thanks Brendan.
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    Question on statute barring BOI / Cabot mortgage

    The house has already been sold. I checked online and it was sold about 3 years ago so it must have gone through the repossession process but I was never notified
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    Question on statute barring BOI / Cabot mortgage

    Good point. The exact wording is: Your account has recently been referred to us for collection by the Lender. We are now responsible for collecting the amount you owe as set out above. This would imply they are collections only as you correctly state. This still leaves the question that...
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    Question on statute barring BOI / Cabot mortgage

    Hi all, I lived in Ireland from 2005-2008 and purchased a property for €330000 putting down a deposit of €80000. Mortgage was with BOI. I left Ireland in 2008 and relocated back to the UK due to the financial crisis. I had no opportunity to sell the house without being in negative equity so...
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