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  1. M

    Car insurance up 66% - should I complain to the Ombudsman?

    Brendan, Took your advice and re-applied to Aviva. As required on the quote, I stated that I was currently insured with Aviva. Like for like the quote now is €491.84 - a reduction of €153.71 !! what underhand games these insurance companies play at
  2. M

    Car insurance up 66% - should I complain to the Ombudsman?

    My car comprehensive insurance is with Aviva. For no apparent reason the renewal premium has shot up from €388.10 to €645.55 a whopping 66% increase. I rang Aviva and was offered via emails (same day) 1st email a renewal at €643.78 2nd email a renewal at €613.26 3rd email a renewal at €607.90...
  3. M

    Travel Department Refund.

    I had a holiday booked and paid for in full with Travel Dept. They have offered vouchers for the full value or a cash refund less the deposit paid. They state the reason they are withholding the deposit is they" have not yet been refunded for the entire holiday". Any views on my options?
  4. M

    Pension charges - What is a good deal

    Protocol, The policy commencement date was December 2016. Yes, 26% charges for the first 11 years and 24.75% for the next 11 years, plus 1% AMC. Incredible charges !!
  5. M

    Pension charges - What is a good deal

    The policy is with New Ireland.
  6. M

    Pension charges - What is a good deal

    Last year a relative of mine set up a pension policy with monthly payments of €700. He has given me a copy of the " Allocation of Units" schedule, it states; The Initial Investment Percentage at the Policy Commencement date is 74% of the Relevant Contribution. The Adjustment Date is 11 years...
  7. M

    Tracker offer exired. Refused to extend it. FSO rejected my complaint.

    . To clarify a few points; 1)My “memory” is that upon receipt of the Tracker letter offer (May 2008) it was signed and returned by immediate post. 2)Upon checking emails, I note I asked the bank “for clarification of where does it say on the loan offer that you have to refer to General...
  8. M

    Tracker offer exired. Refused to extend it. FSO rejected my complaint.

    In 2009 I lodged an unsuccessful complaint to the FSO relating to a tracker loan I was offered but, prior to drawdown, was subsequently withdrawn by the bank, claiming They were no longer doing tracker loans. The loan offer had lapsed I based my case on “loan offer had Lapsed” ( planning...
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