Search results

  1. R

    Vaccinations at TMB - I dont need consultation

    Usually your GP’s nurse would administer them, they’d have to order it in and would charge for whatever it is, so you could ring up your GP surgery and ask what they’d charge for the nurse to give you a vaccine for rabies or whatever it is. You might find the consultation fee is because nobody...
  2. R

    Grandchild inheritance

    I think it is possible both are correct, depending on the age of the grandchildren. If your grandchild is a minor, the 335k threshold applies, if she’s over 18 when the will is enacted it is only the category B threshold that applies so tax will be paid on everything over 32,500. It is...
  3. R

    Can one move to Northern Ireland and keep ROI job?

    Is the plan to commute to the ROI job or work remotely? If commute, then that's straightforward enough, literally thousands of people do this in border counties. If work remotely, it gets a lot more tricky. Technically, the business could be seen as having an 'establishment' in Northern Ireland...
  4. R

    Buying house without a planning document of its layout

    My understanding is this is pretty typical with new build houses. They all differ very slightly as they are built to the original plans so the developers won't sign anything definitive. Hopefully you'll get answers from other people who've bought new builds but I've definitely heard people talk...
  5. R

    Foreign employer

    We got a mortgage while my OH was working in the UK - at the time flying over once a week. It was a good few years ago, so less common, but we were told some banks would adjust for the currency fluctuation. The advise was Ulster Bank would discount the salary by about 20%. to allow for currency...
  6. R

    Coercive Control of Father by Brother??

    In terms of coercive control, my understanding is the recent legislation making coercive control a crime very specifically defined it as a form of intimate partner violence - so, a spouse/partner/ex-partner, rather than a parent/child. There are other forms of domestic violence...
  7. R

    Family Law Settlement pre case hearing

    I think you need good legal advise from someone very experienced in this area. These things generally aren't done on a laypersons sense of what's 'fair' there's pretty established criteria. I'm really only familiar with how this is done in the UK (and not a lawyer!), but factors that would be...
  8. R

    Fair Deal/Nursing Homes Rent family home and keep the cash in new Fair Deal revamp.

    This was very unclear to me. Who would have the authority to rent out the house? Presumably most people in nursing homes wouldn't be able to manage a letting, even without diminished capacity. The majority of people I know availing of fair deal have dementia: I suppose this could allow for the...
  9. R

    Surveyor professional indemnity cover is €250k less than value of home we have just Sale Agreed - concern?

    We were told it is almost impossible to claim against a surveyor. Their reports always use hedging language, and they can't do invasive tests on a property you don't own anyway. So unless they miss something glaringly obvious, like not pointing out a huge visible crack should be investigated for...
  10. R

    Strange email from Estate Agent

    Its odd in the sense it doesn't seem entirely rationale, but I don't think its that unusual. Do you know anything about the vendors? Something similar but more extreme happened to a house near us a few years ago: open viewings, then sale agreed within a few days even though a lot of other...
  11. R

    Healthcare costs - not insurance Cross Border Directive, Medical Card, etc?

    It sounds like what you're asking is the 'public' charge to you if you go through the HSE. So, the GP charge for referral will be whatever the standard cost of the GP is to you: it won't cost any more for them to do the referral, and I don't think you'd have any reason to go back to them about...
  12. R

    Getting a mortage in ireland while living in the uk

    My guess is you would find it easier to find a UK bank that will lend on foreign holiday homes/buy-to-lets than an Irish bank who will lend on a second home to a non-resident. We got a mortgage in Ireland shortly after moving back and with one salary still in the UK (commuting back and forth to...
  13. R

    Buy house for son. He gets mortgage and pays us back.

    I think you would struggle to get a mortgage for him to repay you. My understanding is banks are very loathe to do any kind of equity release at the moment, which is effectively what he would be looking for if the house was already in his name. He'd be looking to remortgage a mortgage-free...
  14. R

    Employer requirements for employees working from another EU country

    We looked into this in great detail years ago, but for specific countries (ie not Spain and Italy). My memory is: Your friends company (Company A) is now an employer in Spain and Italy. They have employees, not contractors, so very different obligations. They have requirements as an employer in...
  15. R

    Can my neighbour knock our boundary wall?

    Potentially worth checking with a solicitor to see exactly what deeds say and get a more 'official' looking letter sent. But permission to do work doesn't mean permission to access someone else's property. When we put an extension on the back of our terrace it was very clear from talking to...
  16. R

    Life Life insurance - genuine mistake, what next?

    Was it a mammogram you were called for as part of a national screening based on your age, or something you were referred to because of some symptoms? If the former you're fine, if the latter it would still count as something that should have been disclosed. I went to the GP about some issues...
  17. R

    Switching mortgage: Can we increase mortgage amount?

    Five years ago, we took out a mortgage to buy our house. We had a good deposit, and an AIP for I think 330k, we only drew down 230k to buy a house which we planned to do a substantial renovation and extension on. We spoke to a couple of architects at this time and felt confident we could do it...
  18. R

    objections to Neighbor's extension?

    One thing to note, if its a block of small terraced homes its possible they won't have 25 square metres left after the extension and may not realise this means they will need planning. Again, enforcement at the local council are the ones to check in with but always worth talking to them first to...
  19. R

    objections to Neighbor's extension?

    Citizens information outlines the list of exemptions, I can't post a link for some reason but this is what it says is exempt: Generally, you will not need planning permission for: Building an extension to the rear of the house which does not increase the original floor area of the house by...
  20. R

    Where to start......Do I need to speak to a Financial Advisor?

    Possibly not relevant in your case but you mention childcare dropping to zero in Sept 2024 - is that because both children will be in school there? Are there no after school costs? I ask because it looks like you have two full-time salaries and I had foolishly assumed that childcare would be...
Back
Top