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Thanks so much Brendan

We got ours today too. The figure is less than what I had thought it would be. According to the calculator, my refund was to be more than the average third, I assumed this was because I was on a very high fixed interest rate after I came off my initial fixed rate. I probably just inputted...

Apologies in advance if this was answered before. With regards to the calculation of interest owed, can I just confirm that the interest refund is calculated from the day you came off your fixed rate (2010 in my case) to date? I changed to variable in 2016, am I still due an interest refund from...

Thanks Brendan, this is so helpful and has answered all my queries. You have gone above and beyond.

I fall into the cohort of the 6000 people. I conveniently received fixed rate options (2.85%) in the post today from AIB (I'm currently on their variable rate). I assume I should hold off moving to a fixed rate given the likelihood we might be offered a decent tracker rate.

Hi Bungaro, just pm'd you there. We are very interested in moving forward with this.

Thanks Brendan, I have just emailed you the letter.

Hi Brendan, If you haven't already received it then I can email you the letter I received offering 3.7pc tracker. Could you just clarify your email address.

Hi Kim, Can I ask how your case with AIB is going? I'm pretty much in the same boat, got the letter from AIB the other day offering 3.67 tracker. Did the bank come back to you in the end?

Hi, I'm in the same boat, I think. We took out our mortgage in 2007 with AIB and were offered fixed or variable. We went with fixed for 2 yrs and have always been on fixed to date for either 2 or 3 yrs. My current fixed rate expires on the 29th Nov 2016 and we recently received in new fixed and...