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  1. J

    Supposed to close sale, but it turns out seller hasn't bank's permission to sell

    Thank ye so much for the kind words! We will wait for the sales for sure!
  2. J

    Supposed to close sale, but it turns out seller hasn't bank's permission to sell

    Thank you! I'm not sure its quite sank in yet! So grateful we are one of the lucky ones!!
  3. J

    Supposed to close sale, but it turns out seller hasn't bank's permission to sell

    AMAZING UPDATE!! So I cancelled the house insurances and returned items to ikea, viewed other properties and even bid on one. Went to reapply for a higher mortgage in case we needed it. In a last ditch effort we bought the folio information from landdirect.ie and went into our local branch of...
  4. J

    Supposed to close sale, but it turns out seller hasn't bank's permission to sell

    hi, i think messer might be putting it mildly. Contracts came out originally and said sale funds were to be used to discharge their current ptsb mortgage, followed a few weeks later by a letter from their solicitor to ours saying, actually there is a residual balance but clients have the cash...
  5. J

    Supposed to close sale, but it turns out seller hasn't bank's permission to sell

    thanks for your kindness. Yes its our first house afer thinking we'd never get here!!! It's been a long road. I don't know why the vendor didnt disclose his circumstances to the aucioneer. The house is vacant and was previously rented. I feel like he is just using us and our offer as leverage to...
  6. J

    Supposed to close sale, but it turns out seller hasn't bank's permission to sell

    Thank you. I'm so upset. Entirely for the kids of course. We've been in 10 different rentals and my eldest is only 10! So we were too excited and lost ourselves a bit. Harsh lesson
  7. J

    Supposed to close sale, but it turns out seller hasn't bank's permission to sell

    yes i did know...and i guess as the weeks whiled away and i got closer to the date I let excitement take over. Foolish of me. Mostly I wanted to know if it was worth holding out or if I needed to forget about it. Thanks
  8. J

    Supposed to close sale, but it turns out seller hasn't bank's permission to sell

    Went Sale Agreed early October on a property. Supposed to close in a few days. Signed my side of things 2 weeks ago. Have been extremely prompt and organised, paid my solicitor, home insurance, life insurance, engineers report, valuation, bought all my flooring and beds (which i feel rather...
  9. J

    Different Mortgage Lenders

    Hello, I abnk with ptsb and am very happy to do so, no problems to date. I have been approved for a FTB mortgage with them recently. I will get 2% back and also 0.5% discounted rate for year one. From ready here, it has been recommended to go with EBS. I am currently applying to them. I will...
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