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Hi All, Thanks for the replys. The temper wore off me a bit over Christmas but I think I will take up some correspondnace with my bank on it. I had been on to open 24 and was told it is stated in the T & C but I would only have received the T & C when I first got a laser card which must be...

Hi I am on my fourth Santa Fe and I love it. Don't know much about the XC70 but just another point if the Santa Fe is a year old you have two years left on the manufacturers warranty so thats worth something as well. Best of Luck, Angie

Hi apologies if this has been covered before but does anyone know if there is a limit on the number of times you can use your laser card in a day. i know there is a limit of the total amount you can spend but had a problem yesterday with my card being declined and I was told it was because I...

I actually find it better to wait until last when travelling with kids on ryan air. They can't ask young kids to sit apart from their parents and they tend to have the front one or two rows blocked off. I usually go on last with the kids and ask if I can sit there as the kids can't sit on...

Hi Black Sheep, You may be looking for a mediator. If you google mediator there is a website for the mediators institute. Angie

Hi I wonder has anyone any experience of this. Brake light was coming on in my car and I brought it to the garage they said a brake pipe has failed and was probably caused by a stone hitting it. There was no brake fluid in the car and when they poured some in it came straight back out. Seeing...

Ah but do you know why pop socks are called pop socks ??? i think its because they used to come in white in the 70's and have pictures of the bay city rollers on them. Oh for nostalgic times !!!!!

Ha don't worry about it. Our neighbour has complained us to the residents association for having rubble from a renovation project stored completely on our property at the side of our house for a week while waiting for the skip. Very annoyed but what can you do. Couldn't be bothered debating it...

If the company can't pay don't the dept of enterprise and employment cover amounts owed to employees ? You can certainly make a claim for redundancy on the website www.entemp.ie and I thought you could claim for unpaid wages too but I could be wrong. The liquidator should be an accountant so...

Hi I got a quote recently from B 7 Q for bathroom ensuite and downstairs loo. Quote was 18k of which 11,700 was installation costs. I got builder to do job for 1200 and bought all supplies including tiles for 7600 only thing to add now is the tiler so I reckon I saved about 7,000 on their prices.

What I can't figure about FTB now is how not only do they have huge mortgages but they have the house done in the best of everything top to bottom six months before they move in !! I was a FTB 10+ years ago but I spent at least two years in the house with hand me downs and garden furniture in...

Hi yes its a new car the new 7 seater santa fe. The model in the uk retails at 25k stg but it comes with sat nav, incar dvd player, and a cool box between the front seats. So I was calculating that if i can get the vat back in the uk it would work out at roughly the same price as the new one...

Hi just a question I am thinking of importing a new car from the uk mainly because the options available on it there are far superior to here so even if it cost me the same it would be worth it just wondering though do I reclaim the Uk VAT on exporting it and then pay the Irish VAT and VRT here...

up between 6.30 and 7.00 showered and hair make up etc. at 7 start to wake grumpy senior infant. Sound like a drill major for 30 mins while dressing self. Hopefully downstairs by 7.45 with all dressed and ready to go. baby wandering about eating min microwavaeable sausages while we cajole...

There should be an enforcement deptartment within the council and their job as far as I know is to enforce all planning conditions. I had issue with a developer and enforcement were prepared to issue an order stopping work on site until planning conditions were complied with. The conditions in...

the supply of goods for vat purposes does not arise when the gift voucher is sold but only when the gift voucher is exchanged for goods. Therefore the supply of a gift voucher goes straight to the balance sheet until it is exchanged for goods so yes the holder of a gift voucher is a creditor...

Just a suggestion if you have a gift voucher close to expiry and can't chose anything to buy just buy another gift voucher with it and extend the date that way.

The vodaphone ready to go are coming with 100 euro call credit. Bought two as gifts in the last few weeks 99 for the phone with 100 credit so thats pretty good

Just to clarify and be pedantic tarf head Sunday and Monday are public holidays Tuesday is a regular day with many companies giving employees the day off in lieu of Sunday and Wednesday is a bank holiday.

If the business was taken over as a going concern and did not close down then I can't see how they can do this. As the previous poster said all gift vouchers and credit notes outstanding for a retail business should be shown on the balance sheet as a creditor. If you buy a gift voucher the...