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Any advice is great appreciated. Age 36 Spouse 37 Annual gross income Approx 57, 000 .......i will be jobsharing in a few months so this will be halved to 28,500 Spouse: approx 60,000 Spouses employer pays health insurance 3 childrens allowance Monthly take-home pay 2900......when i start...

With our 175 at the 2.1 tracker mover and the other 125 at fixed/ variable etc am i basically tied to bank of Ireland with no option to switch ever.

I saw that too on their page. Just thought there would be some hype about it. I only radomly asked them on the phone on the off chance. This i think means a major change of plans for us. Now i think it makes more sense to sell our 3 bed semi starter home to finance our trading up family home. We...

I rang BOI and was told that the tracker mover is no longer just for 5 years but is now for the lifetime of the mortage. I was suprised as i had expected to see such a move in the news headlines or even discussed online and I can’t find any sign of it. Does anyone know anything here?

is AIB the best lender (for Ltv less than 50%) considering the EBS cashback offer that is without restrictions? I am in the process of deciding between the 2. Would it take much hassle / cost to switch from EBS to AIB if AIB reduced their rates and EBS didn't? I know that they are the same...

Thanks johnjay for that. If I went with EBS for the cashback and then AIB lowered their rates further does anyone know how much it would generally cost to switch mortgages? And does it take much hassle to switch, particularly from EBS?

we are applying for a mortgage. We currently have in the region of 200,000 in savings and are looking at houses up to 450,000. Ideally we are hoping to have a Ltv less than 50% by getting a house for the region of 400,000 but we could fall short of that If we have to go to as high as 450,000...